FairLoan

Before you start

What you'll need

Everything listed upfront — no surprises mid-application.

Salary slip note: Salary slips may signal a loan application to your employer. You can use a bank statement instead — it shows the same income without involving your employer.

What we'll ask for

  • Monthly take-home income

    Affordability check

  • Existing monthly EMI obligations

    Debt-to-income ratio

  • Loan amount and tenure

    EMI and cost calculation

  • Employment type and tenure

    Stability assessment

  • Identity proof (any govt photo ID)

    Mock upload only — no real file stored

  • Income proof — salary slip OR bank statement

    ⚠ Mock upload only

  • Address proof

    Mock upload only

What we will NOT ask for

  • Contacts or call logs
  • Messages or photos
  • Social media accounts
  • GPS location
  • Real PAN or Aadhaar
  • Real bank account details

Prototype: No real personal or financial data is collected. All inputs are synthetic. Full disclaimer